Does Private Health Cover Having a Baby?

If you are pregnant, or planning to have a baby, the health of both yourself and your unborn child is very important. Naturally, you are likely to be wondering does private health cover having a baby. Private medical insurance covers the cost of unexpected illness or accident, and as generally most pregnancies are planned it is not something that insurers often cover. There are still private health cover options available for women who are pregnant or are thinking of becoming pregnant, and we can get you a great deal on these options.

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Private health cover pregnancy

The cost of giving birth is incredibly expensive for healthcare providers, so to answer the question ‘does private health cover having a baby?’ the answer is no. However, there are still private health cover pregnancy options that offer cover for unexpected complications in pregnancy or following pregnancy. While you cannot get coverage for a private home birth or hospital with a private maternity ward, unexpected complication coverage options alone make private health insurance worthwhile for women who are expecting.

Private health cover during pregnancy

Private health cover during pregnancy is usually likely to cover the costs of unexpected complications arising during pregnancy, or if you have to be emitted to hospital following giving birth. As complications such as ectopic pregnancy (where the foetus is growing outside of the womb) are unexpected, they are usually covered by private health cover. Taking out a policy is a great way to ensure that you do not have to worry about the financial costs of such complications arising. Talk to one of our expert medical advisors today, who will be happy to help you find a deal on private medical cover that looks after you during and immediately after pregnancy.