Private health cover is intended to cover unforeseen medical expenses, such as if you become seriously ill or have an accident and require surgery. As cosmetic surgery procedures are usually elective ones (ones that you have chosen to have because you want them, rather than because you need them), it is usually not possible to get private health cover for cosmetic surgery. You can still find cover, and some procedures aren’t considered elective. This article will help to clarify what private health cover for cosmetic surgery is available.
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Private health cover cosmetic surgery
Certain procedures can be covered by private health cover, as they are for medical reasons rather than aesthetic ones. Procedures such as rhinoplasty or septoplasty for breathing issues, breast implants for mastectomy patients, or breast reductions for patients who are developing back trouble as a result of large breasts, can all be covered by health insurance as they are for health benefits. It is important, however, to always read the small print of your private health cover cosmetic surgery insurance policy and to discuss these issues with your provider before taking out cover to avoid complications in the future.
Private health cover cosmetic dental
Private health insurance is unlikely to cover cosmetic dental work, as it is not for medical reasons but aesthetic ones. This can also include repairing injuries that are sustained through sports, oral cancer, and severe dental abscesses. Private health insurance providers are always adapting the cover they offer and renewing their policies, so it is worth trying to find a provider who will offer you private health cover cosmetic dental options. You can talk to one of our expert advisors who will be happy to help you, and will be able to get you a great deal.